Page 20 - The Kerry News 2018
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KERRY NEWS CHRISTMAS 2018
The Beautiful Bridal Suite at The Heights Hotel Killarney
The beautiful dining room at The Sea Lodge Hotel in Waterville
Photo: Sally MacMonagle
SELINA’S WEDDING CAKES IN KILLORGLIN
in store. Call Karen on 064 6622909 or pop on facebook!
to put aside on a regular basis until your big day. Why not open a joint account in the credit union (if available in your credit union) and start saving. You should try and save as much of the wedding costs as you can in advance and minimise the amount you needtoborrow. Ifyouare lucky enough to receive cash gifts for your wedding, why not lodge them into the credit union also, a safe place your money, where you can access when you want.
The 18k Dunloe Diamond Ogham Ingot weighs over 15 grams. It is set with 4 rows
of pavé set diamonds. Pavé the way to your loved one’s heart this Christmas. The pavé setting, pronounced “pa-vay,” comes from the French word “to pave,” as in paved with diamonds. By closely setting small diamonds together
creative talents for our make- over see page 26 for Katie Ellard’s transformation.
SCARLETT situated in Scott’s Street, Killarney is a stylists haven. The collection includes daywear, casual wear, evening wear and offers beau- tiful clothing as well as acces- sories at amazing prices. All our outfits for Katie Ellard’s Magical Makeover on page 26 are from SCARLETT this store is truly any fashionistas dream! SCARLETT GIFT VOUCHERS are available
with your partner. A useful tool is the wedding budget planner on the Competition and Con- sumer Protection’s consumer website (ccpc.ie). It will help you calculate all costs, big
or childcare may occur in the future.
with minimal visibility of the tiny metal beads or prongs holding the stones in place,
the effect is one of continuous sparkle. Killarney Lakes 14k Ogham Stone Pendant is set with 3 individual diamond inspired by The Three Lakes of Killarney. Call into Karen in High Street, Killarney to view this stunning new collection. 066 – 9151298.
and small. It will help you to prioritise your spending, help- ing you decide what is really important for you on the big day and what can be cut.
Top tip #4 Keeping account of your wedding spending Once you have set your budget and start to purchase items for your wedding, it is a good idea to keep track of your spending to ensure you stick with your budget. There are several wedding budget apps available online or alternatively use an Excel spreadsheet to keep a record.
If you wish to create a magical bespoke wedding in your dream location, O’Keeffe’s Marquees will set up anywhere across Munster and enable you to create your own wedding venue, tailored to your specific taste and style. O’Keeffe’s can also provide VIP portable toilets, marquees for hotel weddings for drinks reception and covered walk ways with red carpet for churches and hotels, as well as Delph, cutlery, tables, chairs, linen and dance floor in black & white and also plain white for hotels. Also catering for house parties give Dan Joe a call he will see to it all ! Phone 064-7751272.
SALON B Hair Boutique is the only hairdresser who offers superb hair care products by Kevin Murphy & ELEVEN
in Killarney. These products will have your hair in amazing condition for the big day. Director Brenda O’Brien has created a beautiful hair bou- tique. Brenda’s team includes Therese Ferris, Linda Scully, Marcella O’Brien & in-house barberKarolWenharski are on hand to transform your luscious locks. SALON B Hair Boutique also offers a bespoke bridal call out service. Gift Vouchers available from Unit 12 Deerpark Retail ParkV93 WD56 Killarney
Firstly, many congratulations on getting engaged, while this can be a very exciting time for any couple, it can also cause a major financial strain on both partners. The average cost of a wedding (including a honeymoon) in Ireland costs €24,427 (Source: Wedding- sOnline, Jan 2017). Here
Top tip #3 Clear debts
Try and clear as many debts as you can such as credit cards, overdrafts, personal loans
etc before you start saving. Starting married life with debt can create a headache for both partners as additional costs such as mortgages, education
(064) 667 0977. We were fortunate to avail of Brenda’s
Photo: Sally MacMonagle
Wedding Financial Advice from Killarney Credit Union
are some top tips from your local credit union to help get prepared for your big day and avoid some financial pitfalls. Top tip #1 Prepared a wedding budget (and stick to it!)
The first thing you should do to prepare for your wedding is to discuss the wedding budget
Top tip # 2 Keep saving (even after the wedding!)
Identify any current savings and decide on a regular amount that you can afford
Top tip #5 Borrow wisely
If you are borrowing for your wedding, compare rates from all the financial providers. Many credit unions offer specific wedding loan products with competitive rates. They may also offer short term bridging finance to cover costs until wedding cash gifts are received. Borrow as little as possible and don’t be tempted to spread the payments too far into the future. This will cost you more in interest and could have an impact on your future plans. Avoid putting wedding expenses on credit cards and overdrafts as the APR on this type of finance can be high. By borrowing from the credit union you benefit from free loan protection, no hidden fees or charges and flexible repay- ment terms. Your local credit union has your best interests at heart, so try and support them as much as possible.

































































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